Pay. Earn.
Grow.
Reload, pay bills, send money to any bank, receive money and settle later with Creddy – all in one secure app built for Sri Lanka.


- CBSL guidelinesCompliant with Central Bank of Sri Lanka mobile app guidelines
- LankaPayConnected to the national payment network
- Sampath BankBanking infrastructure
- Deloitte Advisory ServicesSecurity audited
Everything your money needs to do, every day.
Six services in one app. Register with your mobile number and start in minutes.
Pay
Mobile reloads, data plans and bill payments, with saved favourites.
Learn moreSend
Send money to any bank account in Sri Lanka, or to anyone using their mobile number.
Learn moreReceive
Request payments, receive money and withdraw it to your bank.
Learn morePay Later with Creddy
Pay now and settle later, or withdraw to your registered bank account.
Learn moreRewards
Earn Creddy Points as you pay and move up to higher limits.
Learn moreEarn
Registered merchants earn on eligible transactions.
Learn morePay now. Settle later.
Activate Creddy in the app. Use it for eligible PayMaster payments, or withdraw to your registered bank account.
- 7 daysStandard settlement period. Settle any time, even the same day.
- Up to 28 daysExtend 7 days at a time for an extension fee.
- Higher limitsEarn Creddy Points and move up to higher brackets.
Available to eligible users. Service fees, withdrawal and settlement rules apply.


Security you don't have to think about.
PayMaster follows Central Bank of Sri Lanka mobile app guidelines, runs on LankaPay and Sampath Bank infrastructure, and is security audited by Deloitte Advisory Services.
OTP sign-in
Your mobile number is verified with a one-time code.
Biometrics or PIN
Every payment is confirmed with your biometrics or payment PIN.
Verified accounts
Your details are verified when you add a bank account or card.
Three languages
Use the app in Sinhala, Tamil or English.
Building Sri Lanka's everyday payments habit.
PayMaster is a subsidiary of PLEXUSONE PTE. LTD., Singapore.
Start your journey with PayMaster today.
Free on iPhone, Android and Huawei. Sign up with your mobile number.